CSEA offers insurance at a group rate

CSEA members automatically covered
CSEA members are automatically covered by a $5000 accidental death and dismemberment policy through CSEA. There is no need to activate unless you wish to list a beneficiary outside the legal line of succession (surviving spouse, children, parents, etc.). Members can also buy additional coverage through Member Benefits at low cost. Members are also eligible for an additional $1,000 worth of coverage (increases to $5,000 if the accidental death is a motor vehicle or pedestrian related death) through the AFL-CIO’s Union Plus Program. Please note: while members do not have to activate the coverage offered through CSEA, members must activate the additional Union Plus Accident Insurance by calling (800) 393-0864.

Voluntary Plans
CSEA offers its members excellent group voluntary plans through American Fidelity Assurance. The Group Life Plan offers three choices with guaranteed acceptance on plan A if applied for in the first 90 days of becoming a member. The In-Hospital Protection plan pays benefits directly to you or your dependents, according to plan provisions, in the event of hospitalization. These benefits are paid in addition to other medical benefits you may have. The Personal Accident Plan provides 24-hour protection against accidental death or dismemberment anywhere in the world, on or off the job. All of these plans are available to members by calling CSEA at (866) 487-2732 for a brochure. Please consult plan literature for full details.

Disability income protection
Learn about American Fidelity Assurance, the company behind your sponsored disability income protection plans and Section 125 flexible benefit plans. Their Web site features financial planning assistance with it’s Campus of Life module. It customizes information based on your age, marital status, position, savings, etc. You can also obtain phone numbers of different offices, contact your representative directly, and complete and download claim forms and change of status forms online. You may also contact American Fidelity by calling (800) 365-8306.

Vision Coverage
Vision Services Plan ( VSP) is the largest provider of vision services in the California School system. This Web site includes information for plan members, including:

• VSP provider directory
• Verifying eligible benefits
• Contacting Customer Service
• Using your VSP benefit
• Frequently asked questions

They also feature a newsletter, Eye on Health, which focuses on eye care wellness. The Window to Wellness page features articles relating to eye care health and warning signs of potential eye problems. You can also obtain necessary service contacts and phone numbers on their site. VSP’s customer service line is (800) 852-7600.

Dental Coverage
Delta Dental of California’s Web site features several online resources to help you make the most of your dental plan. You can contact Customer Service, download and print necessary and more. For additional details on district negotiated plans, you may call: Mike Thelan at (415) 972-8457.

Apollo Agencies
Would you like the most competitive auto, homeowners or renters insurance (including earthquake coverage) available. Let Apollo Agencies do the work for you. Apollo will network with several competitive providers to get you the lowest quote possible. Don’t limit yourself to an agent who represents only one company. Save like hundreds of other CSEA members are currently doing. Contact Apollo Agencies at (800) 226-7873, ext. 555 and begin saving today!

Other health care and insurance information