Healthcare and Health Insurance

Healthcare

The skyrocketing cost of healthcare has had a strong impact on working families and has created some tough bargaining battles in CSEA chapters. That's why we have been working as your advocate at the local, state and federal levels to ensure that you receive the best healthcare possible without sacrificing your pay or other benefits. As your union, we are here to help you get the healthcare benefits you need and deserve.

Through CSEA’s Health and Welfare Task Force, staff experts at every field office share the best negotiations options to cope with rising healthcare costs. We also help qualifying members learn more about the Covered CA health insurance exchange and government-sponsored coverage such as Medi-Cal and Medicare. CSEA’s Member Benefits program also offers voluntary and supplemental insurance to individual members at a group rate.

Affordable Care Act

In 2010, former President Obama signed major healthcare reform legislation, commonly known as the Patient Protection and Affordable Care Act (ACA).

The ACA provides many new benefits for Americans. It prohibits insurance companies from denying healthcare based on pre-existing conditions, bans them from dropping coverage when people get sick, and requires all insurance plans that provide dependent coverage to cover dependents up to age 26. The ACA has extended coverage to millions of Americans who were previously uninsured.

Resources

American Fidelity Assurance Company, a CSEA partner, has created the website www.hcreducation.com, to help employers understand the ACA’s new requirements. American Fidelity has also provided CSEA with a Healthcare Reform Checklist, which can be downloaded for reference. It includes a timeline of effective dates for the changes that are being implemented between 2010 and 2018.


HEALTHCARE NEWS

Last Updated 8/25/17

Push for universal healthcare in California

While efforts to repeal the Affordable Care Act were underway in Washington D.C. earlier this year, a renewed push for universal healthcare in California was taking shape. State Senate Bill 562 gained momentum as a statewide single-payer healthcare measure, but it lacked major details regarding funding and feasibility. Assembly Speaker Rendon is now planning to hold hearings on universal healthcare beginning in September. 

"California School Employees Association supports Assembly Speaker Anthony Rendon's plan to hold legislative hearings on universal healthcare in California," Association President Ben Valdepeña said. "CSEA has long been a proponent of universal healthcare and firmly believes that we must find a way to guarantee quality, affordable healthcare for all of our citizens. Speaker Rendon's commitment to find the 'best and quickest path forward to universal healthcare' aligns with our core organizational values, and we will continue to support all efforts to make it a reality."

Attempts to repeal the Affordable Care Act

On May 4, 2017 the U.S. House of Representatives passed H.R. 1628 to repeal and replace major parts of the Affordable Care Act, most notably removing the mandate for insurance coverage, rolling back coverage for essential medical benefits, and breaking a promise to Americans with pre-existing conditions. The bill was then sent to the U.S. Senate.

A few months later, Republicans in the U.S. Senate pitched their own plan to repeal the ACA and take coverage away from millions of Americans. However, that bill failed dramatically on July 28 by the slimmest of margins. While President Trump still insists that repealing the ACA is key to his legislative agenda, most representatives on Capitol Hill have indicated they are moving on to other issues, at least for now.